Running a business is not easy. You’re constantly exposed to risks of getting sued. And sometimes the legal liabilities can threat the directors and officers at the company as well. To shield such lawsuits, which might come not just from the customers but also other stakeholders like employees, directors & officers liability policy is a must-have. So, if you have a board of directors and officers, you should ideally have D&O insurance policy . If not, here are some of the common reasons they might get sued for: Discrimination at the workplace - It’s not uncommon for employees to level allegations against employers for discrimination. They may sue the directors and officers for that. D&O insurance policy can take off the burden of pursuing the legal course there. Poor product or service - It’s not possible to woo ever customer with your product. There would always be a few of them who may have complaints against your offerings. Some of them may decide to sue the directors...